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Cheap personal loans for all types of applicant

Get your free no obligation loan quotation - click here

Welcome to Elements 4 personal loans website. We are licensed credit brokers offering all types of personal loan to all types of UK residents. Take a look at some of the people we can help....

  • Tenants
  • Homeowners
  • Self employed
  • People with credit problems

No matter what your personal circumstances we want to hear from you. We can provide secured loans or unsecured loans and our rates are very competitive - get a free quotation without obligation.

From £3,000 to £500,000 is available and our loans are for any purpose. You could buy a new car, consolidate your debts, pay for a dream holiday - you choose how you want to spend your money.

  • flexible products
    Elements offers you a choice of products that are second to none. From personal secured or unsecured loans at cheap rates of interest to totally non-status loans, mortgages or remortgages, Elements gives you flexibility to obtain the finance you require

  • loans for any purpose
    Whatever you want money for, we can help! We offer car loans, holiday loans, loans for debt consolidation - see how much you could save using our loan calculator. We also offer business and commercial loans.

  • all circumstances welcome
    At elements we like to think we can help you whatever your past credit history. We welcome applications from people with ccjs, arrears, defaults etc. Give us a try and see the cheap rates we can offer you.

  • easy online enquiry
    We don't want you to tell us your life history, just complete our simple (and quick) enquiry form, and we'll get back to you if we need more info.

How good is your credit history?

One of the main reasons why people are unable to obtain personal loans at cheap rates is that they have had past credit problems. Sometimes they have not had problems at all, but their credit records are showing lenders information that might be incorrect or misleading.

You can find out what is on your credit report for free by obtaining a free online credit check. This will enable you to see what lenders see when assessing your loan application.

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THINK CAREFULLY BEFORE SECURING DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. The actual rate available will depend upon your circumstances. Ask for a personalised illustration. Loans are subject to status. Loans may be secured on your home. Secured loans available to homeowners aged 18 or over. Calls may be recorded. Rates 7.9% APR to 19.6% APR Variable
The overall cost for comparison is 11.9% APR typical/Variable.

Elements4Loans.co.uk is a trading style of Cavendish Finance - cavloans.com, Cavo Personal Loans

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